Attorney Valeriano Diviacchi of Boston; ethical dwarf

1. Failed to maintain individual client records as required by the rules
2. Failed to main a ledger of bank fees and charges as required by the rules
3. Failed to produce reconciliation reports every 60 days as required by the rules
4. Commingled personal funds with client funds
5. Wrote checks for personal expenses on trust account
6. Wrote a check for $30,000 on an account with insufficient funds (rubber)